AML Analyst
Grey
IT
Posted on Oct 16, 2025
Grey is a fast-growing company building the future of global banking for a borderless world. We provide multi-currency accounts, instant international transfers, and virtual cards that enable individuals and businesses to manage money across borders as easily as local currency. We serve digital nomads, remote workers, freelancers, international students, entrepreneurs, and anyone whose financial life crosses borders.
Licensed and regulated in multiple countries, Grey is expanding rapidly across global markets.
We’re a fully remote company with staff around the world.
We are seeking an experienced AML Analyst skilled in both crypto and fiat investigations to join our Financial Crime team. The role focuses on detecting, investigating, and preventing money laundering and fraud across digital assets and traditional payment channels. You’ll work closely with cross-functional teams to ensure full compliance with AML/CTF regulations while supporting operational excellence in investigations and reporting.Key Responsibilities
- Conduct detailed investigations on alerts involving both crypto and fiat transactions, including peer-to-peer payments, deposits, and cross-border transfers.
- Utilize blockchain analytics tools (e.g., Chainalysis, TRM Labs, Elliptic) to trace virtual asset flows and identify high-risk exposure.
- Review alerts from Transaction Monitoring (TM) systems, analyzing behavioral patterns across payment rails and wallets.
- Identify and escalate complex typologies such as layering, account takeovers, and use of crypto mixers or mule networks.
- Prepare and document investigation summaries, case files, and Suspicious Activity Reports (SARs).
- Support ongoing enhancement of monitoring rules and risk models by providing insights based on investigation trends.
- Work with the Compliance and Product teams to strengthen controls on both fiat and crypto onboarding, transaction monitoring, and withdrawals.
- Stay up to date on global AML/CTF frameworks (FCA, FINTRAC, FATF, MiCA, etc.) and typologies relevant to hybrid financial systems.
Requirements
- 2–4 years of experience in AML or Financial Crime investigations within fintech, crypto exchange, or regulated payments institution.
- Working knowledge of blockchain analytics tools and fiat TM systems.
- Solid understanding of on/off-ramp activity, wallet tracing, and payment flows.
- Strong analytical and writing skills with attention to investigative detail.
- Bachelor’s degree in Finance, Economics, Law, or related field.
- Professional certification (CAMS, CCI, CFCS, ICA) preferred.