Pay is generally based upon the level, complexity, responsibility, location and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience. If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The Role

As a member of the analytics team, you will bring order to vast amounts of internal and external data so OnePay can make better data-driven business decisions, faster. You will work cross-functionally to leverage data to understand strengths and opportunities in our business and extend proposals that advance both the business and provide a better experience for our customers. To be successful, you’ll need a passion for solving complex problems inherent to working in the fintech industry, have an eager-mentality to accelerate our robust customer growth, and take an owner-like mentality in managing our foremost business performance metrics.

What You'll Do

• Own analytics for our Lending product including funnel performance, user behavior, and cross-product interaction.

• Work cross functionally with product, engineering, and product marketing to create data driven strategies and testing agendas that drive business growth.

• Intertwine analytics with business and product strategy to craft business proposals that ultimately impact the bottom-line.

• Leverage AI-powered tools and techniques to uncover patterns, automate insights, and push the boundaries of what’s possible in product analytics.

• Lead and develop a team of high-performing analysts to achieve the above.

You Bring

• Expert Career (7-10 Years) with minimum of 2 yrs as a people manager; preferred 3+yrs in consumer financial credit risk

• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.

• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.

• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.

• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.

• An act-like-an-owner mentality. We have a bias toward taking action.

• Advanced SQL skills with a track record of extracting and analyzing complex datasets independently.

• Strong analytical thinking and problem-solving skills — you can go from ambiguous questions to clear insights.

• Proven ability to work cross-functionally to translate complex data questions into practical business guidance.

• Intellectual curiosity to look beyond the ‘what’ and answer the ‘why’.

• An act-like-an-owner mentality. We have a bias toward taking action.

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.

Compensation Range: $160K - $200K